Using Insurance for Temporary Housing: What You Need to Know
When disaster strikes—whether it’s a sudden fire, a severe flood, or storm damage—the immediate aftermath is overwhelming.
Once the dust settles, the biggest question usually isn't about repairing the house; it’s about where you and your family are going to live while those repairs happen.
At Teshua Farms RVs, we understand that displacement is traumatic. You don't just need a roof over your head; you need a sense of normalcy. Here is everything you need to know about using your insurance policy to secure comfortable, temporary housing.
Why Choose an RV Over a Hotel?
Insurance adjusters often suggest hotels as the default option for "Loss of Use" coverage. While a hotel is fine for a weekend, it becomes incredibly difficult for long-term displacement, which can last anywhere from a few months to 18 months while construction crews rebuild your home.
Living out of a suitcase in a single room gets old fast. Here is why an RV is often the superior choice for families:
A Real Kitchen: Eating takeout for months is unhealthy and expensive. Our RVs come with fully equipped kitchens so you can cook family meals.
Privacy and Space: Separate sleeping areas mean you can maintain a routine, which is vital for children and working adults.
Pet-Friendly: Hotels often have strict pet policies. An RV allows you to keep your furry family members close during a stressful time.
On-Site Living: In many cases, we can park the RV right on your property. This allows you to oversee the construction progress and keep an eye on your home.
Navigating the Insurance Process
Dealing with insurance paperwork is the last thing you want to do during a crisis. At Teshua Farms, we position ourselves as your expert helpers. We have extensive experience working with insurance adjusters and understand exactly what they need to approve a temporary housing claim.
How the Payment Works
It is important to understand the flow of funds. While we work directly with insurance companies when allowed to facilitate the process, in most cases, the insurance company will issue the payment to you (the client), and you handle the rental payment to us.
However, you are not alone in this. We assist by:
Providing detailed invoices and documentation required by your adjuster.
Communicating with the insurance company to verify "Loss of Use" or "Additional Living Expense" (ALE) coverage.
Ensuring the lease agreement meets the specific requirements of your policy.
We Handle the Heavy Lifting
When you secure a temporary housing RV through Teshua Farms, we take care of the logistics so you can focus on rebuilding your life.
Delivery: We bring the home to you.
Full Setup: We handle leveling, utility connections, and slide-out deployment.
Comfort: We ensure you are set up with a cozy, fully functional "home away from home" immediately.
Serving the Southeast
We are proud to support families across the region during their times of need. whether you are looking for an RV rental in Alabama to stay close to your property in Birmingham, need an RV rental in Georgia following storm damage, or require an RV rental in Florida for a long-term rebuild, Teshua Farms is ready to deploy.
Don't settle for a cramped hotel room. Let us help you find a comfortable, dignified way to bridge the gap until your house is a home again.
